Your first MTD deadline is 4 months away.
Done-for-you bookkeeping and HMRC filing for UK sole traders. Connect your bank once. We handle the rest — every month, every quarter, every year. You'll never fill in a tax form again.
30-second check
Most UK sole traders have no idea whether the new rules apply to them. Answer three questions and we'll tell you — no email required to see the result.
April 2026 is here.
Since this month, every UK sole trader earning over £50,000 has to keep digital records and send HMRC four updates a year — not just one Self Assessment. In 2027 the threshold drops to £30,000. In 2028 it's £20,000. Miss a submission and HMRC can fine you.
If you've been keeping your receipts in a shoebox and doing your tax return once a year in January, that's now four submissions a year, plus your annual return, plus payments on account, plus MTD-compliant digital records. Your first quarterly update is due in August. Most accountants will hand you Xero or FreeAgent and tell you to get on with it.
Tickety is the opposite. You don't learn software. You don't fill in forms. You connect your bank once, and we handle every submission HMRC ever asks for. Every month. Every quarter. Every year. Sorted.
Apr 2026
£50,000+
Apr 2027
£30,000+
Apr 2028
£20,000+
Who it's for
plumbers, sparks, chippies, decorators, gas engineers
designers, photographers, videographers, writers
Etsy, Depop, eBay, Shopify, Vinted
personal trainers, yoga teachers, therapists
private tutors, coaches, independent consultants
CIS subbies, jobbing tradespeople
How it works
Tap once to securely link your business bank account. You log in with your bank's own app, not with us — we never see your password, PIN, or card details. We get read-only access to your transactions. We cannot move money, set up direct debits, or access your savings. You can revoke our access any time from inside your bank app. (More on safety below.)
Every transaction is categorised by our AI against HMRC's expense categories, then reviewed by a UK-qualified accountant. You'll get a plain-English summary each month showing what you earned, what you spent, and what's deductible. We chase receipts. We flag anything that looks off. We keep your books spotless, all year round.
We submit your MTD quarterly updates and your annual Self Assessment directly to HMRC. You tap “approve” on a single email. We send you the confirmation receipt. You never touch a form. We remind you about payments on account. We cover the deadlines. Every single one.
That's it. You carry on running your business. We keep everything in the background.
Your bank data, safely
You're right to be careful — plenty of dodgy stuff lands in sole traders' inboxes. So here's exactly what happens when you connect your bank to Tickety, and what we can and can't do with it.
When you tap Connect your bank, you're redirected to your bank's own app or website. You enter your banking password there, not on Tickety — we never see it. You tap Approve, and we're sent a read-only key. We never see your password, PIN, security questions, or card details. Ever.
Mike Halbert
Founder, SORTED BOOKKEEPING LIMITED
We connect through an FCA-authorised UK Open Banking provider — the same rails behind hundreds of UK apps you already trust. The provider is authorised and supervised by the Financial Conduct Authority, and listed on the Open Banking Implementation Entity's regulated- providers register. You can look them up on the FCA's public register.
Still not sure? You can send us PDF or CSV bank statements each month instead of connecting the account. Same price. We'll do the bookkeeping either way — when you're ready to switch to the live connection, we'll help you make the change.
Why Tickety?
No Xero. No FreeAgent. No spreadsheets. You never log into a bookkeeping dashboard in your life. You run your business. We keep the books.
Our pipeline is fast because AI does the first pass — but every return is reviewed and signed off by a UK-qualified accountant before it goes to HMRC. You're never relying on AI alone.
Quarterly MTD submissions, annual Self Assessment, VAT returns, payments on account — all tracked, all filed on time. You get a confirmation email for each one.
Tickety is a trading name of SORTED BOOKKEEPING LIMITED, a UK company registered in England & Wales (company number 17152012). We're registered with HMRC as an agent to submit returns on behalf of clients. Our accountants are UK-qualified under ACCA, ACA, or AAT.
— Mike Halbert, Founder
Not software. Not a once-a-year accountant. A third thing.
Savings calculator
Your accountant fee is only part of the cost. Add in the hours you spend on receipts, spreadsheets, and chasing deadlines — then see what Tickety saves you.
Pricing
Books, tax returns, and every HMRC deadline — fully handled. You never touch a form.
Everything in Tickety, plus VAT returns, CIS compliance, and a named accountant.
Miss an MTD quarterly update? HMRC can fine you £100 — that's up to £400 a year. Tickety handles every submission deadline so you never risk a penalty.
Already with an accountant? We handle the handover for free. We'll collect your last year's accounts, carry forward capital allowances and payments on account, and speak to your old firm so you don't have to.
Founding-member offer: first 100 waitlist signups lock in their plan price for 24 months. Pick any tier and we'll hold that rate for two years. No price increases, no lock-in. Reserve your spot to claim it.
All prices +VAT. No setup fee. Cancel any time.
FAQ
Maybe. The new rules started in April 2026 for UK sole traders (and landlords) earning over £50,000 — you now have to keep digital records and submit quarterly updates to HMRC. Your first quarterly update is due in August 2026. From April 2027 it covers everyone over £30,000; from April 2028, everyone over £20,000. If you're under £20,000, Self Assessment still applies annually. Use the 30-second check at the top of this page to see exactly where you stand — and if you're affected, Tickety is registered with HMRC to submit on your behalf.
Yes — and this is the question we get asked most, so here's the full picture. When you tap Connect your bank, you're redirected to your bank's own app or website to log in. You enter your banking password there, not on Tickety — we never see it. What we get back is a read-only key. We can read your transactions and balance. We cannot move money, set up direct debits, access savings or investments, or see your PIN. You can revoke our access any time from inside your own bank app, and under UK Open Banking rules your consent automatically expires every 90 days — you have to re-approve it, and we can't bypass that. We use an FCA-authorised UK Open Banking provider, supervised by the Financial Conduct Authority and listed on the Open Banking Implementation Entity's regulated-providers register. If you'd rather not connect your bank at all, you can send us PDF or CSV bank statements each month instead — same price, same service.
Tickety is a trading name of SORTED BOOKKEEPING LIMITED, a UK company registered in England & Wales (company number 17152012). We're registered with HMRC as an agent to submit returns on behalf of clients. Our accountants are UK-qualified under ACCA, ACA, or AAT. You can look us up on Companies House and on HMRC's agent services directory.
Both, in the right order. Our AI does the first pass, categorising every transaction against HMRC expense categories. A UK-qualified accountant (ACCA, ACA, or AAT) reviews anything uncertain and signs off every Self Assessment before it's filed. You're never relying on AI alone.
Yes, and we'll handle the handover for free. We take your last year's accounts and carry forward everything we need — capital allowances, payments on account, opening balances, all of it. Most people save £300–£1,000 a year by switching.
You still need to file a Self Assessment every year. From April 2027 you'll also need MTD if you earn over £30,000, and from April 2028 if you earn over £20,000. Joining now means your books are already in order before the threshold catches up with you.
Forward it to us. We'll handle the correspondence and — if there's anything to appeal — we'll draft the appeal for your review.
From sign-up to your first monthly summary, usually 48 hours. As soon as you connect your bank (or send your first statement), our pipeline starts running.
You get a full export of all your books and any submitted returns. Your bank access is revoked immediately. No lock-in. No exit fees.
HMRC can fine you £100 for every missed quarterly update — that’s up to £400 a year, on top of any tax you owe. Interest accrues on late payments too. With Tickety, we track every deadline and file on time, every time. You tap “approve” on one email and we handle the rest. No missed deadlines, no penalties.
Not yet. Tickety is currently built for sole traders, freelancers, and partnerships. We'll be adding limited company accounts in the future — leave your email and we'll let you know.
Stop worrying about tax.
Reserve your spot. We'll email you the moment your account is ready — no card needed today.
No card required. We'll email you when we're ready to onboard you. First 100 waitlist signups lock their plan price for 24 months, whichever tier they pick.
We'll never cold-call you. We'll never ask for your bank password. We cannot move money from your account — Open Banking doesn't allow it.